We can help answer your Medicare questions with no obligation.
What’s included in a Medicare Advantage plan?
Why pay for a plan without benefits you need? Aetna’s Medicare Advantage plans cover all the same health services as Original Medicare, but with additional benefits. Talk to a licensed agent today to find a plan near you that fits your needs and your budget.
In addition to Original Medicare benefits, Aetna Medicare Advantage plans may include coverage for:
Frequently asked questions
Why do I need Medicare Part C?
Although Medicare Part C (Advantage) is optional, it may add benefits you wouldn’t normally receive from Original Medicare. Because the private sector provides Medicare Advantage, the minimum requirements for these plans assure you receive all the benefits that come with Original Medicare. In some cases, Part C plans come with additional coverage for dental, vision, and hearing. Some even include prescription drug coverage as well.
What is the difference between Medicare Advantage and Medicare Supplement?
Medicare Advantage plans are private plans that are an alternative to Original Medicare. These plans often come with added benefits. Medicare Advantage plans usually have lower premiums than a Medicare Supplement plan.
A Medicare Supplement plan (Medigap) is supplement insurance that you can add to your Original Medicare plan. Medigap covers the medical expenses that your Original Medicare cannot cover. Although they may come with higher premiums, Medicare Supplement plans cover a wide array of hospitals and medical providers across the U.S.
When can I enroll in Medicare Advantage?
If you’re enrolling in Medicare for the first time and you qualify for both Part A and Part B of Medicare, you can enroll in an Aetna Medicare Advantage plan during your Initial Enrollment Period. Your Initial Enrollment Period begins three months before the month of your 65th birthday and ends three months after your birth month.
If you’re already on Medicare and want to enroll in a Medicare Advantage plan, you can do so during the Annual Enrollment Period, which starts October 15 and ends December 7 every year.
Under some circumstances, you may be able to enroll in a Medicare Advantage plan during a Special Enrollment Period. For example, if you’ve recently moved or if you’re currently living in a nursing home. Talk to one of our licensed agents today to see if your life circumstances apply.
What is the Medicare Advantage out-of-pocket maximum?
Medicare Advantage plans include an out-of-pocket maximum, which can help with your health care costs, especially if you need an expensive medical procedure. Your out-of-pocket maximum sets a limit on the amount of money you must pay out of pocket each year before your Medicare Advantage plan pays for 100 percent of your covered health care services.
The amount of your annual out-of-pocket maximum varies from one plan to the nextand may change from year to year. Keep in mind that your monthly premium doesn’t contribute to your out-of-pocket maximum.
Talk to a Licensed agent today to get your free Medicare quote, including details about your out-of-pocket maximum, as well as premiums, deductibles, and other out-of-pocket costs.
Why was Medicare Part C created?
Although Medicare Part C was actually created during the Balance Budgeting Act of 1997, there were still some benefits missing that the government felt essential to Medicare.